Tag Archives: SMEs

Measuring the Value of the Female Economy 2020

This report is based on information gathered in the Alliance’s Female Economy Analytics Survey — the only collection of global banking data measuring the performance of financial institutions serving the female economy, with 7 years of performance data and over 12,000 data points.

Consistent with the trends that have emerged in previous reports, this fourth edition of “Measuring the Value of the Female Economy” report (formally the “Economics of Banking on Women”report) highlights a vast opportunity to better serve the female economy and significant benefits for those FSPs that tap into it.

The Alison Rose Review of Female Entrepreneurship

Progress Report – March 2020: The Alison Rose Review of Female Entrepreneurship

Progress Report – March 2020: The Alison Rose Review of Female Entrepreneurship

One year on, this update finds that NatWest’s “Alison Rose Review of Female Entrepreneurship” has already had an impact on women entrepreneurs in the UK, with the Investing in Women Code adopted by 22 financial institutions in the country; NatWest dedicating GBP 1 billion (US$1.2 billion) in ring-fenced debt funding for women-led businesses; and Local Enterprise Partnerships established across the country.

The Economics of Banking on Women: 2019 Edition

The Economics of Banking on Women: 2019 Edition

This annual report is based on information gathered in the Alliance’s Women’s Market Analytics Survey — the only collection of global banking data measuring the performance of financial institutions serving the female economy, with 5 years of performance data and over 400 data points per institution. Consistent with the trends that have emerged in previous reports, this third edition of “The Economics of Banking on Women” highlights a vast opportunity to better serve the Women’s Market and a strong business case for solutions tailored for women, with a significant uptick in members providing such solutions.

Economics of Banking on Women 2.0

The Economics of Banking on Women: 2018 Edition

The Economics of Banking on Women: 2018 Edition

This report is based on information gathered in the GBA’s Women’s Market Analytics Survey — the only collection of global banking data measuring the performance of financial institutions serving the Women’s Market, with 4 years of performance data and over 400 data points per institution. This second edition of the report bears out several trends that emerged in the previous edition, highlighting the strong business opportunity the Women’s Market represents.

Update: A previous version of this report was missing labels on one graph. We have corrected the error in this edition.

GBA Case Study: NatWest

GBA Case Study: NatWest

The fifth in the GBA’s Case Study series on best practice banks features Women in Business champion NatWest, part of the Royal Bank of Scotland. The bank has found great success through its ability to leverage partners in the ecosystem to deliver real value to its women clients.

EY - Does Disruption Drive Job Creation

Does Disruption Drive Job Creation?

Does Disruption Drive Job Creation?

The EY Global Job Creation Survey 2016 surveyed a record number — nearly 2,700 — of entrepreneurs in 12 major economies. Almost 6 in 10 (59%) respondents expect to increase their workforce in 2016, a leap of more than a quarter year-on-year. It is also twice the proportion of large companies planning to grow headcount, as reported in EY’s recent Capital Confidence Barometer.

The Value of Sex-Disaggregated Data

The Value of Sex-Disaggregated Data

The Value of Sex-Disaggregated Data

Governments and agencies around the world are increasingly prioritizing full financial inclusion of women, but moving the needle is impossible without data on how many women actually have access to financial services and through what channels. The Global Banking Alliance for Women (GBA), in collaboration with the Inter-American Development Bank (IDB) and Data2X, has released this report based on interviews with over 50 regulators, policymakers, International Finance Institutions (IFIs) and bankers from around the world that reveals just how this data could inform better policies and prompt the private sector to take on this missed market opportunity.

BLC Bank Case Study

Estudio de Caso: BLC Bank

Estudio de Caso: BLC Bank

El segundo en la serie de estudios de caso de AGB que se enfocan en historias de éxito de miembros que se están incursionando en el mercado de las mujeres esta ya disponible para su descarga. Centrándose en el banco libanes BLC Bank, el informe ofrece una visión detallada de como el banco implemento su programa, convirtiéndose en un diferenciador competitivo y resultando en increíble crecimiento. (English version)

BLC Bank Case Study

GBA Case Study: BLC Bank

GBA Case Study: BLC Bank

The second in the GBA Case Study series on members’ Women’s Market success stories is now available for download. Focusing on Lebanese member BLC Bank, the report offers a detailed look at the Bank’s use of its Women’s Market program as a competitive differentiator and the incredible growth it has experienced through the platform. (Version en español)

BLC Bank Women Empowerment Initiative – SBBN

BLC Bank Women
Empowerment Initiative – SBBN

This is a presentation BLC Bank made to the Small Business Banking Network in February 2013. It presents a comprehensive overview of BLC’s Women’s Market program, including top leadership buy-in (the bank’s head is a signatory to the UN Women’s Empowerment Principles), staff training, marketing & media, collateral-free loans for established (2+ years in operation) businesses, emphasis on building opportunities for women’s networking, business development services, financial literacy, and performance management & evaluation.

Inspiring Women in Enterprise

Inspiring Women in Enterprise

Inspiring Women in
Enterprise

This is a presentation RBS made to the Small Business Banking Network in February 2013. It features an overview of the size of the Women’s Market in RBS’s UK home as well as a discussion of the bank’s multiple global initiatives to expand and improve service to women. It also addresses RBS’s commitment to workforce and vendor/supplier diversity.

Delivery of Innovative Products & Services for Women

Delivery of Innovative Products & Services for Women

Delivery of Innovative
Products & Services for Women

This presentation was made to the Small Business Banking Network in February 2013. It is an excellent source of statistics on the SME landscape in Nigeria as well as the approach Diamond takes to defining its customer segments and serving each one. It also offers a discussion of the importance of banks’ provision of networking and educational opportunities for its SME clientele.

Women in Business 2011

Women in Business 2011

This presentation was made to the 2011 GBA membership at that year’s Annual Summit. It offers a good overview of the SME landscape in Uganda, including degree of access to finance and market opportunity for banks. Also included are a comprehensive discussion of dfcu’s Women in Business program and its results to date.

Women in Business

Women in Business

This is a presentation made by Alliance CEO Inez Murray at the IFC/Financial Times “Sustainability Days” conference in February 2013. It is a good source of statistics and information on the business case for serving the Women’s Market, an overview of the steps to take in building a Women’s Market program, and a presentation of the cases of Fleet Bank Boston and Westpac Australia. It also offers an extensive discussion of customer segmentation.

Women's Finances by Generation

Women in Business

Women in Business

Proprietary research commissioned by Westpac examines interest in, and actual ownership of, small and medium enterprises among women, broken down by different age groups and other segments. Among notable findings: Women business owners are very happy with the choices they have made; only half of women who expressed an interest in starting their own business had an actual concrete plan to do so; one in three women felt women tend to help each other more than men do; and one in ten prefers to deal only with other women.

Banks and SMEs: Raising the Game

Banks and SMEs: Raising the Game

Banks and SMEs: Raising the Game

This IDB report presents results obtained from the fourth survey on the views and opinions of directors, managers and deputies of the SME division of 109 banks in Latin America and the Caribbean. 73% of respondents expect an increase in their SME portfolios, and 83% expect the financial position of SMEs to improve in the next two years.

Women-Owned SMEs: A Business Opportunity for Financial Institutions

Women-Owned SMEs: A Business Opportunity for Financial Institutions

Women-Owned SMEs: A Business Opportunity for Financial Institutions

This report seeks to estimate the global and regional size of the women-owned SME market for financial services operating in the formal sector. It looks at the financing gap they face, as well as common financial and non-financial barriers faced by women entrepreneurs. The report also provides an estimate of the IFC’s global reach to formal women-owned SMEs.

SMEs in Latin America and the Caribbean: Closing the Gap for Banks in the Region

SMEs in Latin America and the Caribbean: Closing the Gap for Banks in the Region

SMEs in Latin America and the Caribbean: Closing the Gap for Banks in the Region

This report — a collaboration between the IDB’s Multilateral Investment Fund, Inter-American Investment Corporation and the Structured and Corporate Finance Department, as well as the Latin American Banking Federation (FELABAN) — presents general results of the sixth survey of 100 banks across 21 countries in Latin America and the Caribbean. It includes a detailed analysis of the responses according to the size and location of the entities, as well as other behaviors and aspects of the SME segment.

A Business to Call Her Own: Identifying, Analyzing and Overcoming Constraints to Womens' Small Businesses in Latin America and the Caribbean

A Business to Call Her Own: Identifying, Analyzing and Overcoming Constraints to Womens’ Small Businesses in Latin America and the Caribbean

A Business to Call Her Own: Identifying, Analyzing and Overcoming Constraints to Womens’ Small Businesses in Latin America and the Caribbean

This study by the IDB’s Multilateral Investment Fund identifies key barriers to women’s businesses globally and evaluates the degree to which they constrain women’s business growth in Latin America. These barriers include a lack of access to financial products and services, risk aversion, social conventions, family responsibilities, education, and training and technology.

Strengthening Access to Finance for Women-Owned SMEs in Developing Countries

Strengthening Access to Finance for Women-Owned SMEs in Developing Countries

Strengthening Access to
Finance for Women-Owned SMEs in Developing
Countries

As access to finance is repeatedly identified as a major constraint to women entrepreneurs, this GPFI and IFC report sets out to analyze the issues involved in improving access to finance for women-owned businesses. It also aims to identify scalable financing models that can be replicated in G20 and interested non-G20 countries looking to increase the opportunities of women-owned businesses as those nations further develop their private sector.

Banking on Women in Business: Exim Bank

Banking on Women in Business: Exim Bank

Banking on Women in
Business: Exim Bank

This IFC Case Study on Exim Bank provides a brief overview of the increasingly competitive financial services sector in Tanzania, the opportunity that women-owned small & medium enterprises represent, and possible tactics for tapping the woman-owned SME market.

Banking on Women in Business: Access Bank

Banking on Women in Business: Access Bank

Banking on Women
in Business: Access Bank

This IFC Case Study offers a brief description of the business landscape for women in Nigeria, as illustrated by the story of Muni Shonibare, a Nigerian woman entrepreneur with a furniture-making business, whose clients included Mobil and Hilton Hotels. Access Bank provided her with $800K in expansion capital.