Tag Archives: gender gap

The Women’s Market for Insurance: An Emerging Business Opportunity

The Women’s Market for Insurance: An Emerging Business Opportunity

As the appetite of women worldwide for risk mitigation offerings continues to grow, a strong business case has emerged for insurance companies and banks to deliver tailored insurance solutions to the Women’s Market. Several GBA members are already integrating insurance solutions as part of their holistic value propositions for women. This preview draft InBrief explores the experiences of 12 GBA members and partners who participated in a working group to size the insurance business opportunity and share best practices. The final version will be published in early 2018.

Banking on Women Leaders: A Case for More?

Banking on Women Leaders: A Case for More?

Banking on Women Leaders: A Case for More?

The IMF measured the large gap between the representation of men and women in leadership positions in banks and bank supervision agencies worldwide. Their econometric analysis suggests that, controlling for relevant bank and country-specific factors, the presence of women as well as a higher share of women on bank boards is associated with greater bank stability, as represented by higher z-scores and lower nonperforming loan ratios.

BNY Mellon UN Foundation Return on Equality

Return on Equality

Return on Equality

While women and girls have made significant gains in the past decade in terms of education, health, economic participation and political leadership, gender equality has yet to be attained in many critical areas, and at the cost of substantial and unrealized social and market benefits. This report from BNY Mellon and the UN Foundation explores investment opportunities that can help close global gender gaps.

Género en el Sistema Financiero 2015

Gender in the Financial System

Gender in the Financial System

This is the English version of the Superintendencia de Bancos e Instituciones Financieras of Chile’s 2016 report, “Gender in the Financial System,” intended to give the international community access to the country’s gender-based data on its financial system. (Versión en español)

AFI Sex-Disaggregated Data

Leveraging Sex-Disaggregated Data to Accelerate Progress Towards Women’s Financial Inclusion

Leveraging Sex-Disaggregated Data to Accelerate Progress Towards Women’s Financial Inclusion

Women are still disproportionately excluded from the formal financial system and make up more than half of the world’s unbanked population. According to the 2014 Global Findex, 58 percent of women had an account compared to 65 percent of men. This gender gap has persisted at 9 percent for developing economies, despite progress to advance financial inclusion. This Guideline Note from AFI explores.

AFI Sex-Disaggregated Data

Sex-Disaggregated Data Toolkit

Sex-Disaggregated Data Toolkit

This AFI Financial Inclusion Data Working Group Guideline Note outlines steps to using supply and demand side sex-disaggregated data to close the financial inclusion gender gap based on the experience of AFI member institutions in a range of countries, including: Bangladesh, Burundi, Costa Rica, Chile, Democratic Republic of Congo, Ghana, Haiti, Malaysia, Morocco, Rwanda, Samoa, Senegal, Solomon Islands, Tanzania, Zambia and Zimbabwe.

Economics of Banking on Women In Brief

La Oportunidad de la Banca Mujer

La Oportunidad de la Banca Mujer

El Estudio Analítico sobre Banca Mujer, realizado por la AGB, es el único depósito de datos bancarios que miden el desempeño de las instituciones financieras en la Banca Mujer a escala mundial. Ésta es la primera publicación anual de este estudio y aquí se presenta un análisis global de los datos. En los próximos años publicaremos resultados adicionales, a medida que los bancos continúen ampliando sus capacidades para el análisis de datos. (English version)

Economics of Banking on Women In Brief

The Economics of Banking on Women

The Economics of Banking on Women

GBA’s Women’s Market Analytics Survey is the only repository of banking data measuring the performance of financial institutions in the Women’s Market globally. This is the first annual publication of this survey and presented here is an aggregate analysis of the data. We will publish additional results in the coming years as banks continue to expand their data analytics capabilities. (Version en español)

Definiciones Uniformes In Brief

In Brief: Hacia Definiciones Uniformes para el Segmento Mujer

In Brief: Hacia Definiciones Uniformes para el Segmento Mujer

En este In Brief se aborda el complejo tema del avance hacia un conjunto común de definiciones sobre el Segmento Mujer, determinándose exactamente lo que debe definirse, analizándose qué definiciones se están utilizando actualmente y por parte de quién, y elaborándose un conjunto de recomendaciones para promover la convergencia. (English version)

In Brief: Toward Uniform Definitions for the Women’s Market

In Brief: Toward Uniform Definitions for the Women’s Market

This In Brief tackles the complex topic of moving toward a common set of definitions on the Women’s Market by determining what exactly needs to be defined, looking at what definitions are currently being used and by whom, and making a set of recommendations to encourage convergence. (Version en español)

When Women Thrive 2016 Mercer

When Women Thrive: Financial Services Perspective

When Women Thrive: Financial Services Perspective

Mercer’s “When Women Thrive, Businesses Thrive” global report is the most comprehensive look at women in the workplace, covering responses from 583 companies across 42 countries, including data on 3.2 million employees. In this market report, Mercer shares specific data and insights that organizations in the financial services industry can use to map their own journeys to greater gender diversity.

A Buck Short

A Buck Short: What Financial Diaries Tell Us About Building Financial Services That Matter to Low-Income Women

Through the analysis of behavioral data from deep engagements with low-income, economically active women, this report from Omidyar Network includes both rich stories and detailed cash flows over time, offering a more nuanced view of surveyed women’s financial behavior, highlighting key differences from men’s, and uncovering compelling product design recommendations for financial services providers.

Leave No One Behind UN

Leave No One Behind

Leave No One Behind

This call to action for gender equality and women’s economic empowerment by the UN Secretary-General’s High-Level Panel on Women’s Economic Empowerment aims to draw attention to the challenges faced by the most disadvantaged women, to bring informal work from the margin to the mainstream, to highlight how discriminatory laws limit choice and to shed light on the centrality of unpaid work and care.

10 Million Strong: The Tipping Point for Women’s Entrepreneurship

10 Million Strong: The Tipping Point for Women’s Entrepreneurship

This annual report from the National Women’s Business Council is a synthesis of the Council’s commitment to supporting women in business by producing best-in-class, actionable research on the most relevant issues facing aspiring and current women business owners and leaders, and identifying – through research and engagement – the unique barriers and challenges of women in pursuit of business.

2015 Summit: Demand Data Sets – Gabriela Andrade

Demand Data Sets: The Other Side of the Equation

This is the presentation given by Gabriela Andrade, Financial Markets Senior Specialist, Capital Markets and Financial Institutions Division, Inter-American Development Bank, during the panel on Demand Data Sets at the 2015 Global Data Symposium.

The Value of Sex-Disaggregated Data

The Value of Sex-Disaggregated Data

The Value of Sex-Disaggregated Data

Governments and agencies around the world are increasingly prioritizing full financial inclusion of women, but moving the needle is impossible without data on how many women actually have access to financial services and through what channels. The Global Banking Alliance for Women (GBA), in collaboration with the Inter-American Development Bank (IDB) and Data2X, has released this report based on interviews with over 50 regulators, policymakers, International Finance Institutions (IFIs) and bankers from around the world that reveals just how this data could inform better policies and prompt the private sector to take on this missed market opportunity.

Everyday Moments of Truth

Everyday Moments of Truth

Everyday Moments of Truth

Bain & Company surveyed more than 1,000 men and women in the US at all career levels, asking specifically about their interest in pursuing a top management position. They discovered that over time, women’s aspiration levels drop more than 60 percent, while men’s stay the same.

Preliminary Benefit-Cost Assessment of the Final OWG Outcome

Preliminary Benefit-Cost Assessment of the Final OWG Outcome

The Copenhagen Consensus Center provides information on which targets will do the most social good, relative to their costs. More than 30 of the world’s top economists have assessed the 169 targets from the Final Outcome of the Open Working Group (OWG) document into one of five categories, based on evidence of the economic, social and environmental costs and benefits.

Women-Owned SMEs: A Business Opportunity for Financial Institutions

Women-Owned SMEs: A Business Opportunity for Financial Institutions

Women-Owned SMEs: A Business Opportunity for Financial Institutions

This report seeks to estimate the global and regional size of the women-owned SME market for financial services operating in the formal sector. It looks at the financing gap they face, as well as common financial and non-financial barriers faced by women entrepreneurs. The report also provides an estimate of the IFC’s global reach to formal women-owned SMEs.

SMEs in Latin America and the Caribbean: Closing the Gap for Banks in the Region

SMEs in Latin America and the Caribbean: Closing the Gap for Banks in the Region

SMEs in Latin America and the Caribbean: Closing the Gap for Banks in the Region

This report — a collaboration between the IDB’s Multilateral Investment Fund, Inter-American Investment Corporation and the Structured and Corporate Finance Department, as well as the Latin American Banking Federation (FELABAN) — presents general results of the sixth survey of 100 banks across 21 countries in Latin America and the Caribbean. It includes a detailed analysis of the responses according to the size and location of the entities, as well as other behaviors and aspects of the SME segment.

Advancing African Women's Financial Inclusion

Faire Progresser L’Inclusion Financiere des Femmes en Afrique

Faire Progresser L’Inclusion Financiere des Femmes en Afrique

Sur le continent africain, où le niveau global d’inclusion financière est déjà faible, il est particulièrement difficile pour les femmes d’accéder aux services financiers par rapport aux hommes. Ce document de politique générale expose une série de recommandations pour les décideurs politiques, à savoir les entités gouvernementales, les banques centrales et les autorités de réglementation, destinées à traiter cette question.

Advancing African Women's Financial Inclusion

Advancing African Women’s Financial Inclusion

Advancing African Women’s Financial Inclusion

On the African continent, characterized by a low level of financial inclusion overall, the lack of access to financial services for women is acute when compared to that of men. This policy brief by GIZ and Alliance member New Faces New Voices lays out a set of recommendations for policy makers, central banks and other regulatory authorities that are designed to tackle this issue.

Solutions for Financial Inclusion: Serving Rural Women

Solutions for Financial Inclusion: Serving Rural Women

Solutions for Financial Inclusion: Serving Rural Women

This 15-page report from Women’s World Banking highlights the specific gender-based social, cultural and legal barriers that rural women face in accessing and using financial services in Uganda, and examines the operational challenges to sustainably serving this market.

A Path to Empowerment: The Role of Corporations in Supporting Women’s Economic Progress

A Path to Empowerment: The Role of Corporations in Supporting Women’s Economic Progress

A Path to Empowerment: The Role of Corporations in Supporting Women’s
Economic Progress

There is a growing recognition that the private sector, from multinational corporations to microenterprises, will be central in helping to achieve the agenda of women’s economic empowerment. This report is the summary of a series of roundtables on the subject convened by the Harvard Kennedy School Corporate Social Responsibility Initiative and U.S. Chamber of Commerce Foundation Corporate Citizenship Center. The report is intended to help frame further discussion and catalyze action.

Progress of the World's Women 2015-2016

Progress of the World’s Women 2015-2016

Progress of the World’s Women 2015-2016

Drawing on promising experiences from around the world, this United Nations report proposes a comprehensive agenda for key policy actors— including gender equality advocates, national governments and international agencies—to make human rights a lived reality for all women and girls.