Tag Archives: financial inclusion

GBA Case Study: BancoEstado

GBA Case Study:
BancoEstado

As Chile’s only state-owned commercial bank, BancoEstado has a distinct mandate to deliver financial products and services to the entire population and contribute to a more inclusive and equal country. This Case Study looks at how the bank went from massifying access to financial services for women to unlocking the potential of women’s businesses.

Women in Finance A Case for Closing Gaps IMF

Women in Finance: A Case for Closing Gaps

Women in Finance: A Case for Closing Gaps

This study by the International Monetary Fund analyzes the intersection of gender and finance, examining women’s roles not only as users of financial services but also as leaders in financial institutions and financial supervision agencies. It highlights the need for better data to monitor gender gaps, help researchers understand the drivers of these gaps and their effects, and help design effective policies to address them.

SBIF Report 2018

Género en el Sistema Financiero 2018

Género en el Sistema Financiero 2018

El presente informe de la SBIF constituye la decimoséptima edición de un compromiso institucional que, en lo fundamental, busca satisfacer requerimientos de información asociados al diseño e implementación de políticas públicas en materia de equidad de género. Entrega información de endeudamiento de mujeres y hombres en el sistema bancario chileno.

IDRC Behavioural Finance Report

What Can Behavioural Science Tell Us About the Financial Decisions of Women?

What Can Behavioural Science Tell Us About the Financial Decisions of Women?

A growing number of studies in the field of behavioural science are examining factors that influence financial decisions. This paper reports on the effectiveness of various behavioural interventions that could reasonably be applied by financial services providers to increase women’s access to and usage of financial services.

Beta Test: Global Business Case Tool for Financial Services Providers

Beta Test: Global Business Case Tool for
Financial Services Providers

This tool helps the user develop a business case for the Women’s Market by quantifying the market opportunity and estimating an FSP’s direct financial benefits from strategically targeting the female economy – providing strong groundwork for a presentation to senior management to integrate a Women’s Market program into the FSP’s overall strategy. The Excel-based tool also comes with a PDF guide to help the user understand how to use the resource.

Economics of Banking on Women 2.0

The Economics of Banking on Women: 2018 Edition

The Economics of Banking on Women: 2018 Edition

This report is based on information gathered in the GBA’s Women’s Market Analytics Survey — the only collection of global banking data measuring the performance of financial institutions serving the Women’s Market, with 4 years of performance data and over 400 data points per institution. This second edition of the report bears out several trends that emerged in the previous edition, highlighting the strong business opportunity the Women’s Market represents.

Update: A previous version of this report was missing labels on one graph. We have corrected the error in this edition.

Exploring FinTech Solutions for Women IDRC Mastercard

Exploring FinTech Solutions for Women

Exploring FinTech Solutions for Women

New digital technologies are revolutionizing the financial services industry around the world. Africa has been an innovation hub in this area, due to its rapid adoption of mobile communication networks. How might the explosion of fintech platforms and applications be tapped to foster greater financial inclusion, especially for women, who are underserved by traditional banking? This scoping paper from the IDRC and Mastercard explores available evidence on the uptake of fintech in Africa and how it is changing the financial landscape.

WFID Partnership Principles

Women’s Financial Inclusion Data Partnership Principles

Women’s Financial Inclusion Data Partnership Principles

Stakeholders need a complete picture of the gap in women’s financial inclusion to be able to close it – and data is critical to this. These tenets reflect the aspirations and commitments of the WFID partnership (comprising the Alliance for Financial Inclusion, Data2X, the Global Banking Alliance for Women, the Inter-American Development Bank, IDB Invest, the International Finance Corporation, the International Monetary Fund, and the World Bank Group) to increasing women’s access to and use of financial services by promoting the collection and use of sex-disaggregated data.

How Data Can Propel Full Financial Inclusion for Women

The Way Forward: How Data Can Propel Full Financial Inclusion for Women

The Way Forward: How Data Can Propel Full Financial Inclusion for Women

Data is one of the key elements necessary to create inclusive financial systems around the world. With more and improved WFI data, policymakers can design and monitor WFI interventions, and financial service providers can build a business case for targeting women as clients. This strategy document from the Women’s Financial Inclusion Data (WFID) partnership argues that only through a unified and sector-wide approach to the collection, analysis and use of gender data will women’s full financial inclusion be realized.

London GBA Summit 2017

Debunking the Pink Card: The Business Case for Women’s Credit Cards – Mastercard

Debunking the Pink Card: The Business Case for Women’s Credit Cards

Diana Robino shared how Mastercard is championing women’s economic empowerment and the strong business case and development case for payment solutions for women at the 2017 GBA Summit.

Winning Over Women: A commercial imperative for financial services

Winning Over Women: A commercial imperative for financial services

Kantar’s research in the UK has revealed striking differences in the approach men and women take to managing their money. This report shows how financial service providers in the country are meeting – or failing to meet – the needs of their female customers.

How Stock Exchanges Can Advance Gender Equality UN

How Stock Exchanges Can Advance Gender Equality

How Stock Exchanges Can Advance Gender Equality

Building on the 2016 Sustainable Stock Exchange Report on Progress from the United Nations, which highlights five specific targets of the UN Sustainable Development Goals (SDGs) that exchanges are well placed to influence, this report examines the contribution exchanges can make toward SDG target 5.5: ensure women’s full and effective participation and equal opportunities for leadership at all levels of decision making in political, economic, and public life, as well as the gender-specific targets under the other 16 SDGs.

BNY Mellon UN Foundation Return on Equality

Return on Equality

Return on Equality

While women and girls have made significant gains in the past decade in terms of education, health, economic participation and political leadership, gender equality has yet to be attained in many critical areas, and at the cost of substantial and unrealized social and market benefits. This report from BNY Mellon and the UN Foundation explores investment opportunities that can help close global gender gaps.

Reporte Nacional de Inclusión Financiera 2017

Reporte Nacional de Inclusión Financiera

Reporte Nacional de Inclusión Financiera

La Comisión Nacional Bancaria y de Valores (CNBV) pone a disposición del público la octava edición del Reporte Nacional de Inclusión Financiera (Reporte o RNIF), el cual brinda un panorama del estado que guarda la inclusión financiera en el país, a partir de la evolución de diversos indicadores. Este Reporte es elaborado por la CNBV en conjunto con el Grupo de Trabajo de Medición del Consejo Nacional de Inclusión Financiera (Conaif). Por primera vez, el Reporte Nacional de Inclusión Financiera incluye un capítulo con perspectiva de género, el cual tiene como objetivo presentar el panorama actual de la inclusión financiera de la mujer en México. La brecha de género en la proporción de hombres y mujeres que tienen al menos un producto financiero disminuyó dos puntos porcentuales de 2012 a 2015.

Género en el Sistema Financiero 2015

Gender in the Financial System

Gender in the Financial System

This is the English version of the Superintendencia de Bancos e Instituciones Financieras of Chile’s 2016 report, “Gender in the Financial System,” intended to give the international community access to the country’s gender-based data on its financial system. (Versión en español)

AFI Sex-Disaggregated Data

Leveraging Sex-Disaggregated Data to Accelerate Progress Towards Women’s Financial Inclusion

Leveraging Sex-Disaggregated Data to Accelerate Progress Towards Women’s Financial Inclusion

Women are still disproportionately excluded from the formal financial system and make up more than half of the world’s unbanked population. According to the 2014 Global Findex, 58 percent of women had an account compared to 65 percent of men. This gender gap has persisted at 9 percent for developing economies, despite progress to advance financial inclusion. This Guideline Note from AFI explores.

AFI Sex-Disaggregated Data

Sex-Disaggregated Data Toolkit

Sex-Disaggregated Data Toolkit

This AFI Financial Inclusion Data Working Group Guideline Note outlines steps to using supply and demand side sex-disaggregated data to close the financial inclusion gender gap based on the experience of AFI member institutions in a range of countries, including: Bangladesh, Burundi, Costa Rica, Chile, Democratic Republic of Congo, Ghana, Haiti, Malaysia, Morocco, Rwanda, Samoa, Senegal, Solomon Islands, Tanzania, Zambia and Zimbabwe.

Datos de oferta desagregados por sexo relevantes para la inclusión financiera

Datos de oferta desagregados por sexo relevantes para la inclusión financiera

Datos de oferta desagregados por sexo relevantes para la inclusión financiera

Este documento del Banco Interamericano de Desarrollo examina los indicadores y métodos de inclusión financiera de varios países latinoamericanos y presenta recomendaciones para los indicadores de la oferta que los reguladores y los encargados de formular políticas deben recopilar y supervisar.

A Buck Short

A Buck Short: What Financial Diaries Tell Us About Building Financial Services That Matter to Low-Income Women

Through the analysis of behavioral data from deep engagements with low-income, economically active women, this report from Omidyar Network includes both rich stories and detailed cash flows over time, offering a more nuanced view of surveyed women’s financial behavior, highlighting key differences from men’s, and uncovering compelling product design recommendations for financial services providers.

Brookings Financial Inclusion

2016 Brookings Financial and Digital Inclusion Project Report

2016 Brookings Financial and Digital Inclusion Project Report

The second annual FDIP report from the Center for Technology Innovation at Brookings considers 26 countries across four “dimensions” of financial inclusion: country commitment, mobile capacity, regulatory environment, and the adoption of traditional and digital financial services. The report’s findings show continuing progress across the global financial inclusion landscape.

Chile Case Study on Sex-Disaggregated Data

Promoviendo Sistemas Financieros Inclusivos: La Integración de un Enfoque de Género en Chile

Promoviendo Sistemas Financieros Inclusivos: La Integración de un Enfoque de Género en Chile

Hasta el momento Chile es el único país en el mundo que ha realizado y publicado
en forma sistemática, durante más de 10 años, datos desagregados por sexo en su sistema financiero. El estudio analiza los motivos que originaron la recolección de datos desagregada por sexo, describe los procesos emprendidos para obtenerlos, destaca sus usos actuales y potenciales y recoge las lecciones aprendidas más importantes para que otros entes reguladores, legisladores y entidades gubernamentales en otras jurisdicciones puedan aprovechar y hacer una réplica de esta exitosa experiencia. (English version)

Chile Case Study on Sex-Disaggregated Data

Catalyzing Inclusive Financial Systems: Chile’s Commitment to Women’s Data

Catalyzing Inclusive Financial Systems: Chile’s Commitment to Women’s Data

Chile is the only country in the world that has consistently tracked sex-disaggregated data on its financial system for over 10 years. This study explores why this was done, maps out the processes taken to generate the data, highlights current as well as potential uses of the data, and extracts the most important lessons so that regulators, policymakers and government entities in other jurisdictions can learn from the country’s experience. (Version en español)

Digital Financial Solutions to Advance Women’s Economic Participation

Digital Financial Solutions to Advance Women’s Economic Participation

This report from the World Bank Development Research Group, the Better Than Cash Alliance, the Bill & Melinda Gates Foundation and Women’s World Banking, given to the G20 Global Partnership for Financial Inclusion, examines how governments, the private sector and development organizations can bring more women into the global economy through digital financial services.

Private Sector Leadership in Financial Inclusion

Private Sector Leadership in Financial Inclusion

An alarming 2 billion people around the world still lack access to modern financial services. While the finance gap is most acute in the developing world, communities and businesses across the United States also lack adequate access to finance or have limited financial literacy skills. Published by the U.S. Chamber of Commerce Foundation Corporate Citizenship Center (CCC), Private Sector Leadership Financial Inclusion is a report that identifies several private sector and nonprofit organizations that are making important strides to address this critical finance gap worldwide.

2015 Summit: Demand Data Sets – Gabriela Andrade

Demand Data Sets: The Other Side of the Equation

This is the presentation given by Gabriela Andrade, Financial Markets Senior Specialist, Capital Markets and Financial Institutions Division, Inter-American Development Bank, during the panel on Demand Data Sets at the 2015 Global Data Symposium.