UT Bank Ghana

UT Bank Ghana Ltd. is one of the most progressive Banks in Ghana and the flagship company of the UT Group.

About UT Bank

UT Bank commenced business as a finance house in 1997 and evolved from a lending company to a publicly owned universal bank that is actively traded on the Ghana Stock Exchange. One of the fastest-growing banks in Ghana, UT Bank provides innovative customer-oriented products and services, focusing primarily on the financial needs of small and medium enterprises (SMEs). UT Bank is part of UT Group, one of Ghana’s largest and most diversified private companies, with holdings in such sectors as insurance, debt collection and properties management. The bank operates a network of 28 branches with approximately 200,000 clients and a staff of 700.

UT Bank has been honored with several awards, including Bank of the Year 2011, and Best Bank in Financial Performance and IT/Electronic Banking at the 2011 Ghana Banking Awards. The bank was also named Ghana’s Most Respected Company 2010 by PricewaterhouseCoopers and B&FT, and was listed as No. 10 on the Ghana Club 100 list by Ghana Investment Promotion Centre in 2011. It has also been voted a Ghanaian Super Brand by Superbrand Ghana.

The Program

UT Bank’s Akoma platform offers information and networking opportunities, and facilitates idea sharing among the bank’s women customers. The platform gives women the opportunity to connect with peers and leaders alike for collaborative learning, and provides them with tools to support their individual, family and business needs. UT Bank also hosts an annual entrepreneurship award in partnership with Enablis, with strong representation of women as participants.

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UT Bank Ghana began
as a lending company
in 1997.

The bank operates
a network of
28 branches.

UT Bank has 700
staff members across
its home base of Ghana.

UT Bank has approximately
200,000 clients.


The Opportunity - Ghana

  • 28%

    of early-stage entrepreneurial activity in Ghana came from women entrepreneurs in 2013, GEM found.
  • 35%

    of women in Ghana got a loan in 2011, according to the World Bank.
  • 6%

    of loans to Ghanian women came from financial institutions in 2011, Findex found.
  • 67%

    of women age 15 or older participated in the Ghanian labor force in 2012, according to the ILO.