NBS Bank

NBS Bank is one of 11 commercial banks licensed by the Reserve Bank of Malawi, the national banking regulator.

About NBS Bank

Founded in 1964, NBS Bank is a major commercial bank in Malawi. Its stock is traded on the Malawi Stock Exchange, and the bank has an asset base in excess of US$192 million. NBS Bank is licensed by the Reserve Bank of Malawi and has 13 branches and 21 agencies in the country.

The Program

NBS Bank started a Gender Entrepreneurship Markets program in June 2008 in collaboration with the International Finance Corporation (IFC). The bank targets medium-sized enterprises and high-net-worth women entrepreneurs from all sectors of the economy. The bank’s capacity building programs provide business management training for women and sponsor business workshops. They also engage consultants to assist women in setting up and running businesses, providing services such as bookkeeping. The bank also offers loan products specifically for women in business.

In addition, the bank operates networking sessions and trainings throughout the country, and a Women in Business Awards platform. NBS’s Women in Business portfolio size is more than US$2 million, comprising 39 percent of its total small and medium enterprise (SME) loan portfolio.

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NBS Bank was formed
in 1964.

NBS Bank operates
through a network of
13 branches and
21 agencies throughout
the country.

The bank has more than
US$192 million in assets.

Its Women in Business
portfolio size is in excess
of US$2 million —
39 percent of its
SME loan portfolio.


The Opportunity - Malawi

  • 72%

    of all women in Malawi were part of the workforce in 2017, the World Bank found.
  • 18%

    of women age 15 and over had a bank account as of 2017, according to Findex.
  • 6%

    of women in the country saved at a formal financial institution in 2017, but more than half of all women said they saved money somewhere that year, Findex found.
  • 8%

    of women borrowed from a formal financial institution in 2017, according to Findex, but half of all women reported taking out a loan of some sort that year.